One platform to
pay for bills.
Buy/Sell giftcards & Airtime/Data
Built for how Nigerians
actually use money.
Not a global app with a Naira symbol slapped on. Paymainly is designed from the ground up for Nigerian life — the telcos you use, the gift cards you trade, the way money moves here.
Buy & Sell Gift Cards
Amazon, Netflix, iTunes, Steam, Google Play — buy internationally at the best Naira rates. Selling a card someone sent from London? Get credited to your wallet in minutes, not hours.
Data Plans, Done Right
MTN. Airtel. Glo. 9mobile. Browse plans by size, duration, or price — sorted by what Nigerians actually buy. Auto-detects your SIM. Renewal reminders before you go dark.
See Exactly What You Pay
The Naira amount, the fee, what you get — shown before you confirm. FX rates locked for 15 minutes. No surprises after you tap. If anything goes wrong, your money comes back automatically.
Fast on Any Connection
Built to work on 3G in Ibadan, on a Tecno in a market stall, in a room with one bar of signal. Under 60 seconds from open to done, always — not just when the connection cooperates.
Three steps.
Done in under a minute.
Pick what you need
Gift card, data plan, or both. Choose your brand, denomination, or plan — sorted by what Nigerians buy most.
Review & confirm
See the exact Naira total with fees. Rate locked. No hidden charges. Confirm with Face ID or your PIN.
It's done
Gift card code in your app. Data activated on your line. Receipt in your history. Takes under 60 seconds.
Built for every Nigerian
who's tired of 6 different apps.
"I just want to buy an Amazon card in under a minute and know I'm not getting a bad rate."
"My customer sends me a gift card from London. I just want to turn it to cash quick."
"If Paymainly is ₦200 cheaper and delivers in 30 seconds, I'm using Paymainly."
Be first when
we go live.
Join thousands of Nigerians already on the waitlist. No spam. We'll only message you when it's time.